COUNTRY · SAUDI

Payroll & EOR in Saudi.

Statutory Saudi payroll on one engine — Bureau, Managed, or Direct EOR. Country lead available on day one.

CurrencySAR (ر.س)
LanguageArabic
Statutory leave21–30 days
Income taxNone (0%)
GOSI (national)11.75% legacy / 12.75% new
GOSI (expat)2% employer
End of serviceHalf / full month per year
Data residencyOCI Jeddah · PDPL

Global Kinect is the workforce control surface for businesses operating across MENA; the Saudi layer runs on the same eleven-country MENA engine. Global Kinect runs your Saudi payroll on the dual-tier GOSI structure — Saudi nationals on the full 21.5% schedule, expatriates on the 2% occupational-hazard line only, both on basic + housing capped at SAR 45,000. EOSB accrued every cycle at the half-month and full-month thresholds. WPS file generated in the Mudad-mandated format. Saudization (Nitaqat) band visible per CR every cycle. Bureau when you submit through your own Mudad access; Managed when we run the cycle and submit on your behalf.

For your in-region operation

Saudi payroll, run where the regulator wants it

For businesses already operating in the Kingdom, the model is built for in-Kingdom reality: your Saudi payroll data stays in-Kingdom on Oracle Cloud, Jeddah region — aligned to Saudi PDPL — and the cycle is run by a team in your timezone, not reconciled from another continent overnight.

  • Saudi production data is hosted in-Kingdom (Oracle Cloud, Jeddah), aligned to Saudi PDPL — it does not leave the Kingdom.
  • WPS files are produced in the Mudad-mandated bank format every cycle; on Managed we lodge to GOSI, Mudad, and WPS on your behalf while you keep sign-off.
  • Nitaqat band surfaces per commercial registration every cycle, so the Saudization line feeds headcount planning before it affects Iqama issuance.
  • A named Saudi country lead handles review questions and pre-submission queries — not a support queue, and not an overseas hand-off.

Hiring in Saudi Arabia: Overview

Global Kinect runs Saudi Arabia payroll on one engine for employers who already operate here — GOSI on the dual-tier schedule, WPS in the Mudad-mandated bank format, EOSB accrued every cycle, and Saudization (Nitaqat) band visible per commercial registration. If you currently reconcile a local bureau's output against your own records each month, Bureau replaces that with one submission in and one pack out. When entity ownership and authorised-agent standing are in place, Managed adds GOSI, Mudad, and WPS submission on your behalf — you keep sign-off, we handle the regulator. For new hires where you have no Saudi entity, Direct EOR is the secondary route. Production data is hosted in-Kingdom on Oracle Cloud Infrastructure in Jeddah, aligned to Saudi PDPL.

Employment law & employer costs

GOSI contributions for Saudi nationals total 21.5% — 11.75% employer (9% pension, 2% occupational hazard, 0.75% SANED) and 9.75% employee (9% pension, 0.75% SANED), calculated on basic + housing capped at SAR 45,000. Expatriates carry 2% employer occupational hazard only. We calculate both tiers per employee every cycle.

EOSB accrues as a continuous liability: half a month's wage per year for the first five years, a full month per year thereafter. We track and accrue it cycle by cycle so the exit figure is never a surprise.

Salary is typically structured as basic (50–65%), housing (25%), and transport (10%). The split drives GOSI and EOSB, so we hold the structure per employee rather than working from a single gross.

Saudization (Nitaqat) sets minimum Saudi-national percentages per commercial registration. We surface your band — Platinum, Green, Yellow, Red — every cycle so the line feeds your headcount planning before it affects Iqama issuance.

CCHI-compliant medical insurance is mandatory for every employee. Where we run immigration, the Iqama, GOSI registration, and CCHI cover are handled in the onboarding sequence.

Key compliance notes

GOSI runs the dual-tier schedule: 21.5% total for Saudi nationals (11.75% / 9.75% for legacy contributors; 12.75% / 10.75% for new entrants from Jul 2026); 2% employer occupational-hazard only for expatriates
GOSI base is basic + housing, capped at SAR 45,000
WPS salary file in the Mudad-mandated bank format every cycle
EOSB accrues per the Labour Law tiers — half-month per year under five years, full month thereafter
Saudization (Nitaqat) band tracked per commercial registration — affects Iqama issuance and renewal
CCHI-compliant medical cover mandatory for every employee

Statutory regimes

What we calculate in Saudi Arabia

The statutory stack we run every cycle. Headline rates are shown where they are settled; elsewhere the regime is named and the mechanism described — figures are confirmed in scoping.

GOSI (Saudi nationals)

Social insurance on basic + housing, capped SAR 45,000/mo

11.75% legacy / 12.75% new entrants · employee 9.75% / 10.75%

GOSI (expatriates)

Occupational-hazard line only; no employee contribution

2% employer

End-of-service (EOSB)

Accrued on basic — half-month/year to five years, full month/year after

WPS / Mudad

Salary file lodged in the Mudad-mandated bank format every cycle

Saudization (Nitaqat)

National-ratio band per commercial registration; affects Iqama issuance

CCHI medical cover

Compliant medical insurance mandatory for every employee

Sample calculation

Indicative employer cost in Saudi Arabia

An indicative estimate for a national employee, driven by the same engine behind our calculators — not a quote. Real numbers depend on salary structure, worker type, visa items and benefits. Book a Demo for a figure scoped to your workforce.

Monthly gross salarySAR 20,000.00

Statutory employer contributions

GOSI - Employer Contribution (12.75%, new entrants)SAR 2,295.00
Indicative total employer cost / monthSAR 22,295.00

Excludes onboarding, visa and medical items, end-of-service accrual, and any benefits — these are scoped per engagement.

Frequently asked questions

Employment Cost Calculator

Use the calculator for indicative employer costs in Saudi Arabia. It is useful for budgeting, not final pricing. For final EOR pricing, visa items, benefits, and service scope, request a full proposal.

Estimate Costs

LOOKING TO HIRE?

Setting up in Saudi?

Talk to the Saudi country lead. Country mix, headcount, delivery model — scoped proposal inside one business day.

    Hire in Saudi Arabia — EOR & Payroll | Global Kinect